Best wishes to you, your family and colleagues for an enjoyable Christmas and a happy, healthy and successful year in 2020. If you’re taking a break, enjoy, relax and stay safe.

GSFM’s offices will be closed from midday 24 December through to 6 January, although applications will be processed and unit prices struck on business days during this period.

We look forward to working with you in 2020.

Tracey Franks GSFM Adviser

The views expressed are her own and do not consider the circumstances of any investor.